Self-Employed Retirement plans
RETIREMENT PLANS FOR COMPANIES OF ANY SHAPE AND SIZE
Nearly a third of entrepreneurs don’t have a retirement savings plan. Whether you’re a team of one or manage 100 employees, retirement can be a priority.
We partner with the top custodial banks in the world including Fidelity and Schwab to manage retirement plans. While you’re focusing on your vision and craft, we’ll help ensure that your financial future is secure.
THERE ARE MANY OPTIONS TO CHOOSE FROM
Download our one-page guide that shows off all the different factors to consider when selecting your plan.
Get started with a small business retirement plan
Talk to our credentialed team for clarity around which option is best for you.
Retire with a Roth IRA
ROTH IRA BENEFITS
Retirement experts believe the Roth IRA is the best retirement account around.
Its biggest advantages are tax-free growth and tax-free withdrawals. You also get flexible investment options and the ability to withdraw money whether you need it or not — no required minimum distributions (RMDs).
Learn more from our recorded livecast.
WHO A ROTH IRA IS FOR
A Roth IRA is for everyone who makes under $144K a year individually or $214K a year if you file jointly.
You can only contribute to a Roth IRA from money on which you've already paid taxes on so this is for those who can save more now but want to reap the amazing tax-free benefits later.
Get started with a Roth IRA
Rivermark members can open an account with step by step instructions or talk to an advisor for more information.
Retire with a Traditional IRA
TRADITIONAL IRA BENEFITS
Traditional IRA’s are a powerful savings tool to building your retirement foundation.
It has tax advantages that can grow your retirement nest egg quickly and help lower your taxable income each year. You also have access to more investment options than traditional 401(k)’s.
WHO A TRADITIONAL IRA IS FOR
We recommend Traditional IRA’s for those in moderate-to-high tax brackets or want to supplement their company retirement plans with another retirement vehicle.
You can also use it to start retiring. Unlike Roth IRA’s, Traditional IRA’s are pre-taxed and can help lower your taxable income. So the question is when you want your tax benefit -- now or after you retire.
GET STARTED WITH A Traditional IRA
Rivermark members can open an account with step by step instructions or talk to an advisor for more information.
Come talk to us
We’re here for you. Whether you want to open an account or need help breaking down any pesky acronyms.
Investment Advisory Services are offered through HUMAN INVESTING, in association with RIVERMARK COMMUNITY CREDIT UNION. The investment services and products are NOT FEDERALLY INSURED, NOT OBLIGATIONS OF, AND NOT GUARANTEED BY THE CREDIT UNION OR ANY AFFILIATED ENTITY, AND SUBJECT TO NORMAL INVESTMENT RISKS, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL.