Diversifying your assets also known as your asset allocation is the mix of stocks, bonds, and cash in your investment portfolio. And it’s one of the key decisions you’ll make with your financial advisor.
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As the new year begins, it’s the perfect time to set financial goals to help you grow and protect your wealth. Whether you're planning to build on your current assets or simply become more disciplined with your finances, these five resolutions can help you achieve financial security and peace of mind.
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January isn’t just a time for post-holiday blues and ill-fated New Year’s resolutions. It’s also the start of new contribution limits for your retirement and investment accounts.
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Since the election, the word "tariff" has been impossible to avoid in the news, largely due to President-elect Donald Trump's proposal to impose a 10% tariff on all imports once he assumes office. In this article, we will break down the concept of tariffs and explore the possible consequences if more are introduced.
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In September 2024, the Federal Reserve convened for its monthly meeting, resulting in a widely anticipated decision to cut interest rates by 0.50%. This marks a significant move as the Fed responds to ongoing economic changes and switched gears from economic tightening to easing economic policy. Let’s break down the meeting highlights, the rationale behind the rate cut, and what it means for you.
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In the realm of charitable giving, Qualified Charitable Distributions (QCDs) represent a powerful yet often underutilized tool for both donors and charities. If you’re looking to maximize your philanthropic impact while potentially benefiting from tax advantages, QCDs are worth exploring. In this blog, we’ll dive into what QCDs are, how they work, and why they might be a great option for you.
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The housing market has always been a dynamic landscape, influenced by economic shifts, demographic changes, and societal trends. As we move through 2024, it’s clear that the housing market is experiencing significant transformations.
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When managing an investment portfolio, cash is often seen as a low-return, almost idle asset.
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We’re all familiar with the risk-reward tradeoff: Do I risk injury to compete in a sport I love and feel fulfilled by? Do I risk leaving a stable job to pursue a career that excites me? It’s not surprising that this everyday phenomenon is also very present in our investment portfolios.
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In recent years, the concept of digital currencies has moved from the fringes of finance to the forefront of economic policy discussions. Among these, the idea of a Central Bank Digital Currency (CBDC) is particularly significant.
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When it comes to employer benefits, health insurance is often one of the most impactful. As medical costs continue to rise, it’s essential to look at all the options available to you and your family.
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Real estate investments have long been considered a pivotal asset in portfolio diversification. Historically, investing in real estate has often meant purchasing physical properties, managing tenants, and dealing with maintenance issues.
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Individual Retirement Accounts (IRAs) and Roth IRAs are popular retirement savings vehicles offering tax advantages and investment growth opportunities.
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As tax season rolls around, many individuals eagerly anticipate receiving a sizable tax refund. After all, who wouldn't want a lump sum of money back from the government? However, there's a common misconception that a big tax refund is a financial win.
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In the realm of retirement planning, maximizing tax advantages is critical. Among the strategies available, Backdoor Roth Conversions and Roth Conversions stand out as powerful tools for individuals seeking to optimize their retirement savings.
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Individual Retirement Accounts (IRAs) are popular investing vehicles for retirement savings. Among the various types of IRAs, Traditional and Roth IRAs are two primary choices, each with their unique features and tax implications.
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One of the most frequently asked questions we get as advisors is, “should I pay off my mortgage early or invest for retirement?”
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Knowing when and how to apply for Social Security benefits can be confusing, and your timeline for doing so depends on many different factors. Our team is here to help you determine when the best time is to start receiving benefits based on your financial plan
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We are sharing some considerations for those in a situation with both an employer-sponsored retirement plan and access to a Health Savings Account (HSA).
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