We are sharing some considerations for those in a situation with both an employer-sponsored retirement plan and access to a Health Savings Account (HSA).
Read More
INSERT EXERPT
Read More
Investing is a vital component of financial planning, and investors have a plethora of options to consider when it comes to their investment strategies. Two primary approaches to investing are passive and active investing.
Read More
Thank you for joining us at our recent event: Building Your Legacy! As promised, here are answers to questions that were not addressed during the event due to time constraints.
Read More
Owning a home is a significant achievement and investment. For many clients, their home is a substantial asset in their overall financial plan.
Read More
Investing in the stock market has always carried a degree of risk, but when market volatility comes into play, it can feel like sailing through a stormy sea.
Read More
A new year is bittersweet, isn't it? A fresh start is exhilarating, but looming expectations to reinvent yourself every year can feel debilitating.
Read More
A common question we get as advisors is, “What am I invested in?”. In this article, we will address our approach to investing.
Read More
Cash savings accounts play an important role in optimizing your financial resources. They are financial accounts that do not actively invest in the stock market and can be found at your local credit union or bank and are generally used for everyday finances and short-term goals.
Read More
Whether you've retired, quit, found a new job or been laid off, you have a few options with your employer-sponsored plan when you part ways with your former company.
Read More
A financial plan is a personalized strategy that outlines where someone’s money goes and how to finance their needs and goals.
Read More
A Required Minimum Distribution (RMD) is the minimum amount of money that must be withdrawn from a traditional retirement account every year per IRS regulations.
Read More
Credit unions are member-owned and member-governed financial cooperatives. The first financial cooperatives were established in Europe in the mid-1800s and spread to North America at the beginning of the 20th century.
Read More
There can be many advantages to rolling over your 401(k) into an IRA. Of course, everyone's personal financial situation is different, so we always recommend speaking with one of our dedicated advisors if you're considering an IRA.
Read More
Home prices and home equity have increased substantially over the last few years, which may leave you wondering if you should sell your home. Selling your home would be even more tempting if buying another home wasn’t so difficult. If you are thinking about selling a home, then you are probably focused on market timing, payments, moving and lifestyle changes. One thing you may have overlooked is the tax considerations of selling a home.
Read More
Since no investor likes to see the balance in their account drop, we have received an uptick in client inquiries about whether it’s worth staying invested. The short answer is yes; we still recommend staying invested.
Read More
It can be agonizing to watch your portfolio decline during a down market. Our human nature is to react erratically, which can be destructive to your financial plan. While it is important to stay the course, that doesn't mean you need to be idle.
Read More
The typical baby boomer will have an average of 12 jobs over their working career, according to the Bureau of Labor Statistics. While job moves are practically unavoidable, there are both internal and external challenges to navigate. A common mistake that many investors make is abandoning their old company’s retirement plan with the hopes of figuring it out later. If this is you, you’re not alone! According to USA Today, Americans lost track of more than $7.7 billion worth of retirement savings in 2015 alone by “accidentally and unknowingly” abandoning their 401(k).
Read More
Cash has its place in any financial plan. However, holding too much cash or cash-like investments like a CD or a Money Market account can be one of the most overlooked risks when it comes to long-term planning.
Read More
Cash has its place in any financial plan. However, holding too much cash or cash-like investments like a CD or a Money Market account can be one of the most overlooked risks when it comes to long-term planning.
Read More